Tom Johansmeyer is a POLIR Ph.D. candidate at the University of Kent, Canterbury. Based in Bermuda, where he also works in the reinsurance industry, he was previously the head of Property Claim Services (PCS) at data/analytics firm Verisk, which provides data on industry-wide insured loss events for both natural and man-made disaster events. In this role, he developed the first such tools for global cyber risk. Tom proudly pushed paper in the U.S. Army in the late 1990s, and if you were in the 2nd Infantry Division in 1998, you might have bugged him for your reassignment orders.